Private Finance Loans
Alternative Funding Solutions When Time Matters
In certain situations, traditional bank loans may not meet urgent financial requirements due to eligibility gaps, documentation timelines, or credit constraints. Private Finance Loans offer an alternative funding option designed for such scenarios.
At Purple Finance, we facilitate Private Finance Loans through trusted private financiers—ensuring responsible structuring, clear disclosure, and transparent communication at every stage.
At Purple Finance, we facilitate Private Finance Loans through trusted private financiers—ensuring responsible structuring, clear disclosure, and transparent communication at every stage.
What Is a Private Finance Loan?
A Private Finance Loan is a funding solution offered through non-banking private lenders, typically used when conventional Bank or NBFC options are unavailable or delayed.
These loans are usually secured, often against property or other tangible assets, and are structured based on asset value, borrower profile, and risk assessment.
Purple Finance acts as an advisory intermediary—ensuring that clients understand the terms clearly before proceeding.
When Are Private Finance Loans Considered?
Private finance may be suitable in situations such as:
- Urgent funding requirements
- Temporary eligibility gaps with banks
- Delays in bank or NBFC approvals
- Short-term business or personal needs
- Credit profile challenges requiring interim solutions
Private finance is generally considered as a short- to medium-term option, not a replacement for conventional banking finance.
Who Can Apply for Private Finance Loans?
Private Finance Loans may be suitable for:
- Business owners and entrepreneurs
- Property owners
- Self-employed professionals
- Individuals requiring immediate liquidity
Eligibility is assessed based on asset value, repayment capacity, documentation, and financier-specific criteria.
Key Benefits of Private Finance Loans
Faster Processing
Approvals are typically quicker compared to traditional lending channels.
Flexible Structuring
Loan terms may be customised based on requirement and asset profile.
Asset-Based Funding
Loans are generally secured, offering higher funding potential.
Short-Term Liquidity Support
Useful for bridging funding gaps or managing urgent needs.
Professional Advisory
Guidance ensures informed decision-making and risk awareness.
Common Uses of Private Finance Loans
- Emergency business funding
- Bridging finance during project delays
- Short-term working capital
- Debt restructuring support
- Time-sensitive personal requirements
Why Choose Purple Finance for Private Finance Loans?
Private finance requires experienced handling, ethical advisory, and complete transparency.
Our Strengths
- 10+ years of experience in financial services
- 500+ clients supported across Tamil Nadu
- Access to trusted private financiers
- Clear disclosure of costs and risks
- Eligibility-based, responsible structuring
We prioritise client understanding and long-term financial stability over quick fixes.
Documents Commonly Required
Documentation requirements vary by financier, but may include:
- Identity and address proof
- Asset documents (property or collateral details)
- Income proof (where applicable)
- Bank statements
- Credit history
Our team assists in reviewing documents and explaining obligations clearly.
Important Considerations
- Private finance loans typically carry higher interest rates than bank loans.
- Recommended primarily for short-term use or bridging requirements.
- Borrowers should have a clear repayment or exit plan.
- Loans are subject to eligibility, asset valuation, and financier terms.
- Terms & conditions apply.
Private Finance Loan Process at Purple Finance
Understand urgency, funding need, and repayment plan.
Review collateral value and legal documentation.
Identify suitable private funding sources.
Explain interest rates, tenure, and repayment terms clearly.
Facilitate secure documentation and fund release.
Make Informed Financial Decisions
If you require immediate funding and conventional options are not viable, Purple Finance ensures you explore private finance responsibly—with clarity, caution, and professional guidance.