Inventory Funding
Unlock Capital from Unsold Inventory Without Slowing Growth
For builders, developers, and business owners, unsold inventory can often block working capital and delay future plans. Inventory Funding offers a structured solution to unlock funds tied up in completed or near-completion inventory—without selling assets at discounted prices.
At Purple Finance, we help promoters and businesses access Inventory Funding solutions through leading Banks and NBFCs, ensuring liquidity, flexibility, and financial stability while projects continue to move forward.
At Purple Finance, we help promoters and businesses access Inventory Funding solutions through leading Banks and NBFCs, ensuring liquidity, flexibility, and financial stability while projects continue to move forward.
What Is Inventory Funding?
Inventory Funding is a secured financing option where unsold residential or commercial units are used as collateral to raise capital. Instead of waiting for sales to generate cash flow, developers and businesses can leverage inventory value to meet immediate funding needs.
Purple Finance evaluates inventory quality, project status, and marketability to structure funding responsibly and in line with lender policies.
Who Can Benefit from Inventory Funding?
This solution is ideal for:
- Real estate developers and builders
- Promoters with completed or near-completion projects
- Businesses holding high-value unsold stock
- Companies looking to improve short-term liquidity
Eligibility is assessed based on project approvals, inventory valuation, credit profile, and lender-specific criteria.
Types of Inventory Considered
We assist with funding against:
- Completed residential units
- Near-completion residential projects
- Approved commercial units
- Ready-for-sale inventory within compliant projects
All inventory must meet legal, technical, and valuation requirements as per lender norms.
Key Benefits of Inventory Funding
Improved Cash Flow
Convert idle inventory into working capital without waiting for sales cycles.
Avoid Distress Sales
Secure funds without reducing prices or compromising project value.
Structured Funding
Loan amounts are aligned with inventory value and repayment capacity.
Flexible Usage
Funds can be used for project completion, operational expenses, debt restructuring, or business growth.
Professional Oversight
Ensures responsible borrowing and compliance with lender expectations.
Common Uses of Inventory Funding
- Project completion and finishing works
- Vendor and contractor payments
- Marketing and sales initiatives
- Loan restructuring or refinancing
- Business expansion planning
This flexibility allows promoters to maintain momentum while protecting long-term asset value.
Why Choose Purple Finance for Inventory Funding?
Inventory-based funding requires deep understanding of real estate finance, valuation standards, and lender expectations.
Our Strengths
- 10+ years of financial services experience
- 500+ clients served across Tamil Nadu
- Associated with leading Banks & NBFCs
- Strong understanding of real estate funding structures
- Transparent, eligibility-based processing
We act as an advisory partner—ensuring funding decisions support project health and financial sustainability.
Inventory Funding Process at Purple Finance
Understand funding needs and inventory details.
Review approvals, completion stage, and marketability.
Assess funding potential based on lender norms.
Identify suitable Banks or NBFCs for the structure.
Coordinate documentation and release funds efficiently.
Important Notes
- Inventory Funding approval is subject to eligibility, valuation, and lender policies.
- Funding limits vary based on inventory type and project stage.
- Interest rates and tenure are determined by lender assessment.
- Terms & conditions apply as per Bank / NBFC guidelines.
Documents Commonly Required
Documentation may vary based on lender and project type, but typically includes:
📦 Company / promoter KYC documents
💾 Project approvals and completion status
👨🏻⚖️ Inventory details and valuation reports
🏡 Bank statements
👔 Existing loan details (if any)
📇 Credit history
Our team assists in organising and verifying documentation to streamline approvals.
Strengthen Liquidity Without Sacrificing Value
If unsold inventory is limiting your cash flow, Inventory Funding through Purple Finance can help you regain financial flexibility and move projects forward with confidence.
